Here at survey review like several million Britains we are in debt so when we wrote this page we wrote it from the heart. Debt management is a complex area and yes you can do your own debt management plan. However this will still leave you with the stress of dealing with your debts. We have reviewed the market carefully and the following debt management companies we believe, offer some of the best debt management advice to those in serious debt. Our basic advice is this:-
1.) Don't sign upto an IVA unless you absolutely have to, only 3% of people that phone the national debt helpline really need an IVA - as an IVA is only one step away from bankruptcy.
2.) An IVA can cost £3-4k to setup! Staggering! and one missed payment may result in bankruptcy! They do work but IVA's are not for everyone!
3.) Bearing this in mind you should try a free enquiry with any of the following debt management companies - they all offer a FREE enquiry service, no money upfornt etc. That's why we picked them. We'd also recommend putting in an enquiry with more than one debt management company as their approaches to debt management do vary and we'd like you to have more than one view on debt management